Solutions for financial services
Disbursements for lenders, insurers and multifinance companies
Send loan disbursements and claim payouts to more than 120 Indonesian banks and five e-wallets through the API, and collect repayments by virtual account. Every transfer has an account name check and a full status history.
How we help
Common problems, and how PGSwift handles them.
Disbursing to the wrong account
An account name check before every payout, with mismatches held for approval
Proving what happened to a transfer
A full status history and a PDF proof of transfer for each payout
Collecting repayments across many banks
Virtual accounts at 10 banks, each payment confirmed by webhook
Reliability
Multiple banks and switching networks behind every channel.
Bank maintenance windows and provider outages are part of moving money in Indonesia. PGSwift connects to multiple banks, switching networks and payment providers, so your payments never depend on a single one.
- More than one bank per channel
- QRIS, virtual accounts, e-wallets and payouts are each available through more than one bank or payment provider.
- Multiple switching networks
- Interbank transfers are not tied to a single switching network.
- One integration
- You connect once. Your requests, webhooks and settlement reports stay the same whichever bank carries the transaction.
Use cases
What you can run on PGSwift.
- Loan disbursements for P2P lending and multifinance
- Insurance claim payouts
- Loan repayment collection by virtual account
Payment channels available
Plus OCBC, Nobu, GoPay, OVO, DANA, ShopeePay and QRIS.
Talk to us about your disbursement volumes
Share your monthly payout count, destinations and approval requirements, and we will propose a setup.